5-6 Year Annuity Rate Sentinel Security Life (A.M. Best: B++) has the highest 5 year rate of 3.35%. Atlantic Coast Life (A.M. Best: B++) has the highest 6 year rate of 3.42%. This is an effective rate, resulting from a 4.25% rate in the first year and a 3.25% rate for the remaining 5 years in the guaranteed term.

Answered by: Gregor Thomas Date created: May 27, 2022

## How do you use the rate function?

Asked By: Harmon758 Date created: May 10, 2022

The Excel RATE function is a financial function that returns the interest rate per period of an annuity. You can use RATE to calculate the periodic interest rate, then multiply as required to derive the annual interest rate. The RATE function calculates by iteration. nper - The total number of payment periods.

Answered By: Solomon Rutzky Date created: May 12, 2022

## What is the best refinance rate today?

Asked By: A. Rodas Date created: May 19, 2022

Current mortgage and refinance ratesProductInterest RateAPR10-Year Fixed Rate2.580%3.180%30-Year Fixed Rate Jumbo3.130%3.200%15-Year Fixed Rate Jumbo3.080%3.510%5/1 ARM Rate Jumbo2.950%4.030%4 more rows

Answered By: lurker Date created: May 19, 2022

## What happens to the present value of an annuity as the interest rate increases quizlet?

Asked By: Billy ONeal Date created: May 18, 2022

What happens to the present value of an annuity if you increase the rate r? Assuming positive cash flows and interest rates, the present value will fall. Assuming a positive interest rate, the present value of an annuity due will always be larger than the present value of an ordinary annuity.

Answered By: wong2 Date created: May 20, 2022

## Should I lock or float my mortgage rate today?

A “float down” option is actually the best of both worlds: you can lock in the current rate, but if the market changes and rates drop even further, the lender will provide you with an even lower rate. Borrowers can vet lenders with different loan rate lock features on Credible.

Answered By: geowa4 Date created: May 19, 2022

## What is rate formula in Excel?

Asked By: Chris Kooken Date created: May 09, 2022

The Excel RATE function is a financial function that returns the interest rate per period of an annuity. You can use RATE to calculate the periodic interest rate, then multiply as required to derive the annual interest rate. The RATE function calculates by iteration. nper - The total number of payment periods.

Answered By: Pᴇʜ Date created: May 11, 2022

## What is the best mortgage rate today in Canada?

Asked By: Cassio Seffrin Date created: May 22, 2022

Best Mortgage Rates in CanadaLenderRateWeekly ChangeTD Get This Rate2.34% 5-YEAR FIXED HIGH-RATIO INSUREDNo changeBMO2.34% 5-YEAR FIXED HIGH-RATIO INSUREDNo changeCIBC2.37% 5-YEAR FIXED HIGH-RATIO INSUREDNo changeNational Bank2.44% 5-YEAR FIXED HIGH-RATIO INSUREDNo change25 more rows

Answered By: Orelsanpls Date created: May 23, 2022

## What is the mortgage index rate today?

Asked By: raina77ow Date created: May 17, 2022

For today, Thursday, May 13, 2021, the benchmark 30-year fixed mortgage rate is 3.050% with an APR of 3.270%. The average 15-year fixed mortgage rate is 2.350% with an APR of 2.650%.

Answered By: Brian Willis Date created: May 17, 2022

## What is the selling rate of US dollar today?

Asked By: Paristar Date created: May 10, 2022

Answered By: Wiktor Stribiżew Date created: May 12, 2022

## What happens to the present value of an annuity as the interest rate increases?

Asked By: Mike Lischke Date created: May 24, 2022

As the interest rate rises the present value of an annuity decreases. This is because the higher the interest rate the lower the present value will need to be. The natural compounding factor of higher interest would necessitate a lower present value.

Answered By: Mario F Date created: May 24, 2022

## What is the lowest interest rate for a car loan?

Asked By: Mayank Pandeyz Date created: May 12, 2022

Compare the Best Auto Loan RatesLenderLowest RateTermsPenFed Credit Union Best Overall1.39%36 to 84 monthsLightStream Best Online Auto Loan2.49%24 to 84 monthsBank of America Best Bank for Auto Loans2.49%12 to 75 monthsConsumers Credit Union Best Credit Union for Auto Loans2.69%0 to 84 months4 more rows

Answered By: Bill Date created: May 14, 2022

Professor

### What is the US prime rate today?

3.25%The prime rate today is 3.25%, according to the Federal Reserve and major U.S. banks. The current prime rate is 3 percentage points above 0.25%, which is the top rate of an interest benchmark controlled by the Federal Reserve.

Professor

### What's the best Euro rate today?

Compare Travel Money: Best EUR Tourist Exchange RatesCurrency SupplierBest Tourist Rate£500 in EUR*Eurochange1 GBP = 1.1036 EUR551.8Covent Garden FX1 GBP = 1.1034 EUR551.7Currency Online Group1 GBP = 1.1024 EUR551.2The Currency Club1 GBP = 1.1015 EUR550.756 more rows

Professor

### Who has the best buy back rate for euros?

What is the best Euro Buy Back Exchange Rate Now.

The best euro to pound exchange rate now is 1.1571 which is available from The FX Company..

Professor

### What is the highest refresh rate monitor?

360HzThe best high refresh rate monitors. Currently topping out at 360Hz, high refresh rate gaming monitors really are the only way to play. The best high refresh rate monitors absolutely make the best screens for gaming.

Professor

### What is the RBC Prime Rate today?

2.45%RBC Royal Bank's prime rate is currently 2.45%.

Professional

### What happens to the present value of an annuity if the discount rate decreases?

The present value of an annuity is the cash value of all future payments given a set discount rate. ... High discount rates decrease the present value of your annuity. The present value of an annuity is based on a concept called the time value of money.

Professional

### What happens to the present value of an annuity if you increase the rate r?

What happens to the present value of an annuity if you increase the rate r? Assuming positive cash flows and interest rates, the present value will fall. ... Each cash flow in an annuity due is received one period earlier, which means there is one period less to discount each cash flow.

Professional

### What is prime mortgage rate today?

The prime rate today is 3.25%, according to the Federal Reserve and major U.S. banks.

Professional

### What is TD Bank prime rate today?

TD Bank's prime rate is currently 2.45%.

Professional

### What discount rate should I use?

If we know that the cash-on-cash return for the next best investment (opportunity cost) is 8%, then we should use a discount rate of 8%. A discount rate is a representation of your level of confidence that future income streams will equal what you are projecting today. In other words, it is a measure of risk.

User

### What is a good exchange rate for euros to pounds?

Best Euro to British Pound Exchange Rate Today: 0.8653.

User

### What is gold rate today in Dubai?

Today Gold Rate in DubaiTypeGold Rate per Gram (in AED)24K233.0022K218.7521K208.7518K179.00

User

### Which Garmin heart rate monitor is the best?

Learn more.A bookmark shape with a star on it. The best overall. Garmin HRM-Dual. \$62.30. ... The best budget monitor. Lezyne Heart Rate Flow Sensor. \$44.99. ... The best wrist-based monitor. Wahoo Tickr Fit Heart Rate Armband. \$63.99. ... The best for cycling. Sigma Sport R1. \$45.98. ... The best monitor with internal memory. Polar OH1. \$74.95.

User

### What is the federal discount rate today?

Federal discount rateThis weekYear agoFederal Discount Rate0.252.50

User

### What is the highest CD rate offered today?

Best CD Rates of October 2020Marcus by Goldman Sachs: 6 months – 6 years, 0.25% APY – 0.70% APY; \$500 minimum deposit to open.Synchrony Bank: 3 months – 5 years, 0.25% APY – 0.90% APY; \$2,000 minimum deposit to open.Barclays Bank: 3 months – 5 years, 0.10% APY – 0.40% APY; no minimum deposit needed to open.More items...

Guest

### What is the prime rate today March 16 2020?

3.25 percentShare: U.S. Bancorp (NYSE:USB) announced it has decreased its prime lending rate to 3.25 percent from 4.25 percent, effective today, March 16, 2020, at all U.S. Bank locations.

Guest

### What is Kibor rate today in Pakistan?

TenorBIDOFFER6-M7.027.276-M7.067.3112-M7.087.581 more row

Guest

### How do you use the rate function in Excel?

Excel RATE FunctionSummary. The Excel RATE function is a financial function that returns the interest rate per period of an annuity. ... Get the interest rate per period of an annuity.the interest rate per period.=RATE (nper, pmt, pv, [fv], [type], [guess])nper - The total number of payment periods. ... RATE is calculated by iteration.

Guest

### What is the best heart rate monitor for Apple Watch?

Best External Heart Rate Monitors for iPhone and Apple Watch in...Best for Most: Scosche Rhythm+ Monitor Armband.Best for Apple Watch: ActionSleeve.Best for Accuracy: Polar H10 Heart Rate Monitor.Best for Runners: Scosche Rhythm24.Best for Training: Garmin HRM-Tri.Best for Cyclists: Wahoo TICKR FIT Heart Rate Monitor Armband.

Guest

### What is the most accurate wearable heart rate monitor?

Our Top PicksBest Overall: Fitbit Charge 3 Heart Rate & Fitness Wristband at Amazon. ... Best for Runners: Garmin Forerunner 235 at Amazon. ... Best Chest Strap: Polar H7 Heart Rate Sensor at Amazon. ... Best Budget: Letsfit Fitness Tracker with Heart Rate Monitor at Amazon. ... Best Watch: Bowflex Strapless Water Resistant at Amazon.More items...•

Guest

### What's the best heart rate monitor?

The Best Heart Rate MonitorsBest For Everyday Health Tracking: Fitbit Inspire HR. ... Best For Guided Training: Polar Ignite. ... Best For Advanced Features: Apple Watch Series 5. ... Best All-Round Chest Strap: Polar H10. ... Best For HIIT Workouts: MYZONE MZ-3. ... Best Arm Strap: Polar OH1. ... Best Arm Strap For ANT+ Users: Wahoo TICKR FIT.More items...

Guest

### Which IRA has the best rate of return?

NerdWallet's Best IRA Accounts of June 2021Ally Invest IRA: Best for Hands-On Investors.Fidelity Go: Best for Hands-Off Investors.Schwab Intelligent Portfolios®: Best for Hands-Off Investors.Fidelity IRA: Best for Hands-On Investors.Vanguard: Best for Hands-On Investors.Charles Schwab IRA: Best for Hands-On Investors.More items...

Guest

### What is the best Heloc rate today?

What are today's current HELOC rates?Loan TypeAverage RateAverage Rate RangeHome equity loan5.26%3.25% - 7.00%10-year fixed home equity loan5.74%3.13% - 7.49%15-year fixed home equity loan5.82%3.13% - 7.74%HELOC4.61%1.99% - 7.24%

Guest

### What is the discount rate for an annuity?

A discount rate directly affects the value of an annuity and how much money you receive from a purchasing company. Standard discount rates range between 8 percent and 15 percent. They can be higher, but they usually fall somewhere in the middle. The lower the discount rate, the higher the present value.

Guest

### What is the US unemployment rate today?

6.0 percentTHE EMPLOYMENT SITUATION — MARCH 2021 Total nonfarm payroll employment rose by 916,000 in March, and the unemployment rate edged down to 6.0 percent, the U.S. Bureau of Labor Statistics reported today.

Guest

### Is a fixed rate annuity a good investment?

Fixed annuities are a good investment for those looking for a safe, tax-advantaged way to earn a guaranteed return on retirement savings needed in the near future (3 to 10 years). ... Typically, fixed annuities offer better rates than CDs, but they don't come with the FDIC insurance that CDs offer.

Guest

### Is discount rate the same as growth rate?

Note that, to qualify as a growing annuity, the growth rate in each period has to be the same as the growth rate in the prior period.

The present value of a growing annuity can be estimated in all cases, but one - where the growth rate is equal to the discount rate.

...

The appropriate discount rate is 10%..

Guest

### What are three different exchange rate policies in effect today around the world?

What are three different exchange rate policies in effect today around the world? fixed rate. borrowing private money. impose monetary discipline and lead to low inflation.

Guest

### What is the best mortgage rate today?

Mortgage rate trendsProductRateLast week30-year fixed3.10%3.09%15-year fixed2.38%2.37%30-year jumbo mortgage rate3.15%3.14%30-year mortgage refinance rate3.14%3.13%16 hours ago

Guest

### What is the present value of an ordinary annuity that pays \$100 for 20 years of the interest rate is 10 percent per year?

Find the future value of an annuity of \$100 per year for 10 years at 10 percent per year. To find the future value, multiply \$614.46 x (1.1)10= \$1,593.75.

Guest

### What is the relationship between the value of an annuity and the level of interest rates suppose you just bought a 10 year annuity of \$5000 per year at the current interest rate of 10 percent per year what happens to the value of your investment if intere

The relationship between the value of an annuity and the level of interest rates is that they are inversely proportional i.e. the higher the interest...

Guest

### What is the best euro rate to the pound?

Best Euro to British Pound Exchange Rate Today: 0.8887.

Guest

### What is the best Euro rate today?

Compare Travel Money: Best EUR Tourist Exchange RatesCurrency SupplierBest Tourist Rate£500 in EUR*Sterling1 GBP = 1.0908 EUR545.4City Forex1 GBP = 1.0885 EUR544.25First Choice1 GBP = 1.0876 EUR543.8Thomson1 GBP = 1.0876 EUR543.86 more rows

Guest

### What is Saudi Riyal rate today?

SAR to PKR exchange rate is RS 42.40 in the currency market today.

Guest

### What is a reasonable rate of return on an annuity?

Here's what the study found: Annually, the average annuity return of all actual fixed indexed annuities in the study was 3.27%. The range of annuity returns was 5.5% average annualized (best) and 1.2% average annualized (worst).

Guest

### What is the lowest rate on a credit card?

U.S. News' Best Low-Interest Credit CardsCiti® Diamond Preferred® Card: Best feature: 18-month 0% introductory rate on balance transfers.American Express Cash Magnet® Card: Best feature: Flat-rate cash back rewards.Wells Fargo Visa Signature® Card: Best feature: Bonus cash back in the first six months.More items...•Apr 15, 2021

Guest

### What is the unemployment rate in Spain today?

Unemployment rate in Spain 2020 In 2020, the unemployment rate in Spain was 13.02 percent. Today, Spain has the second-highest unemployment rate of all EU states.

Guest

### What is the unemployment rate in the US today?

THE EMPLOYMENT SITUATION — APRIL 2021 Total nonfarm payroll employment rose by 266,000 in April, and the unemployment rate was little changed at 6.1 percent, the U.S. Bureau of Labor Statistics reported today.

Guest

### What is the best VA refinance rate today?

Current VA refinance ratesProductInterest RateAPR30-Year Fixed Rate3.060%3.790%30-Year Fixed-Rate VA3.270%3.430%20-Year Fixed Rate3.000%3.610%15-Year Fixed Rate2.630%3.310%8 more rows

Guest

### What is the tax rate on an inherited annuity?

The payments received from an annuity are treated as ordinary income, which could be as high as a 37% marginal tax rate depending on your tax bracket.

Guest

### What is the best 30-year mortgage rate right now?

For today, Wednesday, June 02, 2021, the benchmark 30-year fixed mortgage rate is 3.100% with an APR of 3.310%. The average 15-year fixed mortgage rate is 2.380% with an APR of 2.660%.

Guest

### What is the average rate of return on an annuity?

3.27%Annually, the average annuity return of all actual fixed indexed annuities in the study was 3.27%. The range of annuity returns was 5.5% average annualized (best) and 1.2% average annualized (worst).

Guest

### What is gold rate in USA Today?

Gold Price in the US Dollar today per GramCurrent Price:\$61.226 USDToday Low:\$61.212 USDToday High:\$61.403 USD

Guest

### What was the exchange rate in 1950?

Why a dollar today is worth only 9% of a dollar in 1950 A dollar today only buys 9.02% of what it could buy back then. The 1950 inflation rate was 1.26%. The current year-over-year inflation rate (2020 to 2021) is now 4.16% 1. If this number holds, \$100 today will be equivalent in buying power to \$104.16 next year.

Guest

### Who has the best rate on a personal loan?

Compare Best Personal Loans–May 2021LenderAPR RangeMaximum Loan AmountSoFi Best Overall5.99%–18.85% with autopay\$100,000Marcus by Goldman Sachs Best for Debt Consolidation6.99%–19.99%\$40,000LightStream Best for Good Credit2.49%–19.99% with autopay\$100,000Upstart Best for Fair Credit7.68%–35.99%\$50,0004 more rows

Guest

### What is the best refresh rate for a 4k monitor?

The Best 4K Gaming Monitors You Can Buy TodayThe Acer Nitro XV273K is the best 4K gaming monitor for the typical user. ( ... The Acer Predator XB273K is the best 4K gaming monitor at a 144Hz refresh rate. ( ... A good 4K gaming doesn't have to cost a fortune. ( ... The Asus ROG Swift PG27UQ is our favorite HDR 4K gaming monitor. (More items...•

Guest

### What is the repo rate today?

4.00%Current Repo rate is 4.00%.

Guest

### What is the current annuity rate in UK?

For smoker and enhanced annuity providers have reduced their rates by an average of -0.07% and rates may rise by 0.47% in the short term if yields remain at current levels....What Next For Annuity RatesAnnuity TypeExpected Change (medium term)Standard basis0.7% decrease possibleSmoker basis0.9% decrease possible1 more row

Guest

### What is the tourist rate for the euro today?

Compare Travel Money: Best EUR Tourist Exchange RatesCurrency SupplierBest Tourist Rate£500 in EUR*Sterling1 GBP = 1.1255 EUR562.75Eurochange1 GBP = 1.1246 EUR562.3The Post Office1 GBP = 1.1209 EUR560.45City Forex1 GBP = 1.1200 EUR5606 more rows

Guest

### What is the current prime rate today 2020?

Today's prime rate is 3.25%.