What is a good mortgage rate for 30-year fixed?

The average 30-year fixed mortgage interest rate is 3.25%, which is a decline of 9 basis points compared to one week ago. ... You won't be able to pay off your house as quickly and you'll pay more interest over time, but a 30-year fixed mortgage is a good option if you're looking to minimize your monthly payment.

On Sunday, May 23, 2021, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.100% with an APR of 3.310%. The average 30-year fixed VA mortgage rate is 2.770% with an APR of 2.950%.

On Monday, May 03, 2021, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 15-year fixed mortgage rate is 2.390% with an APR of 2.680%. The average 15-year jumbo mortgage rate is 2.380% with an APR of 2.450%.

The average rate for a 30-year fixed rate mortgage is currently 3.99%, with actual offered rates ranging from 3.13% to 7.84%. Home loans with shorter terms or adjustable rate structures tend to have lower average interest rates.

2.98%The average interest rate for the most popular 30-year fixed mortgage is 2.98%, according to data from S&P Global....Average mortgage interest rate by type.Mortgage type 30-year fixed rate mortgage:Average APR30-year fixed mortgage2.98%15-year fixed mortgage2.51%5/1-year adjustable rate mortgage3.1%Mar 25, 2021

It's a good time to lock in a mortgage rate. ... As of today, the average rate on a 30-year fixed mortgage is 3.12% with an APR of 3.30%, according to Bankrate.com. The 15-year fixed mortgage has an average rate of 2.42% with an APR of 2.70%. On a 30-year jumbo mortgage, the average rate is 3.10% with an APR of 3.20%.

30-year fixed rate mortgage: The most popular type of mortgage, this home loan makes for low monthly payments by spreading the amount over 30 years....Average mortgage interest rate by type.Mortgage type 30-year fixed rate mortgage:Average APR30-year fixed mortgage2.98%15-year fixed mortgage2.51%1 more row•Mar 25, 2021

What are today's mortgage rates? For today, May 31st, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.031%, the average rate for the 15-year fixed-rate mortgage is 2.21%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 3.07%.

3.13 percentCurrent 30 year mortgage refinance rate slides, –0.03% The average 30-year fixed-refinance rate is 3.13 percent, down 3 basis points over the last seven days.

30-Year Mortgage Rates Today. Today's 30-year mortgage rates start at 3.125% (3.125% APR) according to The Mortgage Reports' daily rate survey. However, your own interest rate could be higher or lower than average. Actual rates are based on your credit score, down payment, loan type, and other factors.

For today, Thursday, May 13, 2021, the benchmark 30-year fixed mortgage rate is 3.050% with an APR of 3.270%. The average 15-year fixed mortgage rate is 2.350% with an APR of 2.650%.

For today, May 31st, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.031%, the average rate for the 15-year fixed-rate mortgage is 2.21%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 3.07%.

Current VA loan ratesProductInterest RateAPR10/1 ARM3.650%4.020%30-Year Fixed-Rate FHA2.860%3.620%30-Year Fixed-Rate Jumbo3.150%3.220%15-Year Fixed-Rate Jumbo2.640%2.680%8 more rows

Today's 10-year mortgage ratesProductInterest RateAPR10-Year Fixed Rate2.350%2.570%15-Year Fixed Rate2.380%2.660%20-Year Fixed Rate3.010%3.190%30-Year Fixed Rate3.100%3.310%6 more rows

Today's 30-year fixed rate:Loan TermInterest RateRate Last Week30-year fixed mortgage rate3.07%3.02%15-year fixed mortgage rate2.66%2.64%5/1 ARM mortgage rate3.34%3.36%30-year fixed jumbo mortgage rate3.11%3.18%1 more row

The current average rate on a 30-year fixed mortgage is 3.7 percent, 84 basis points lower than it was a year ago. For homebuyers, this is an excellent time to lock in a rate. The same goes for existing mortgage holders who want to refinance.

The current average 30-year fixed mortgage refinance rate climbed 6 basis points from 3.62% to 3.68% on Monday, Zillow announced. The 30-year fixed mortgage refinance rate on January 6, 2020 is up 5 basis points from the previous week's average rate of 3.63%.

The 30-year fixed jumbo mortgage rate is 3.110% with an APR of 3.220%. We'll help you find 30-year mortgage and refinance rates well below the national average so you can apply and start saving on your home today.

The Credit Union National Association lists the average 30-year fixed conforming mortgage rate at 3.67% through credit unions, and 3.59% fixed through banks as of July 19. According to Bankrate.com, the average national average interest rate is 3.87% with . 43 points.

For today, May 20th, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.026%, the average rate for the 15-year fixed-rate mortgage is 2.219%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 3.066%. Rates are quoted as annual percentage rate (APR).

Mortgage rate forecast for the rest of 2019 Yet many real estate pros feel good about rates remaining low or even dropping further. Interestingly, most agreed that 30-year fixed rates would average 5.5% and 15-year fixed rates would average between about 4.5 and 5.0% by mid-2019.

Current Mortgage and Refinance RatesProductInterest RateAPR30-Year Fixed Rate3.0%3.093%30-Year Fixed-Rate VA2.375%2.611%20-Year Fixed Rate2.75%2.922%15-Year Fixed Rate2.25%2.47%8 more rows

Subscribe today. The 30-year fixed rate has not been this low since Freddie Mac began tracking mortgage rates in 1971. It surpassed the previous low of 2.88 percent, set last month. This is the ninth time since March that the 30-year fixed rate has fallen to a new record.

Current mortgage and refinance ratesProductInterest RateAPR10-Year Fixed Rate2.570%3.180%30-Year Fixed Rate Jumbo3.110%3.220%15-Year Fixed Rate Jumbo2.580%2.640%5/1 ARM Rate Jumbo2.970%3.990%4 more rows

Today's mortgage and refinance ratesProductInterest RateAPR30-Year FHA Rate3.190%3.700%30-Year VA Rate2.950%3.120%30-Year Fixed Jumbo Rate3.100%3.220%20-Year Fixed Rate2.990%3.300%8 more rows•Oct 13, 2020

You'll see both listed for mortgages. For example, you may see a 30-year fixed-rate mortgage with an interest rate of 4.250% and an APR of 4.385%. The interest rate is the interest you pay on your home loan. The APR is the interest rate plus other fees and costs associated with buying a home.

Today's 15-Year Mortgage RatesProductInterest RateAPR30-Year FHA Rate2.950%3.630%30-Year Fixed Jumbo Rate3.020%3.090%15-Year Fixed Jumbo Rate2.470%2.510%7/1 ARM Jumbo Rate3.060%3.440%8 more rows

Today's 30-Year Mortgage RatesProductInterest RateAPR30-Year Fixed-Rate FHA2.880%3.530%30-Year Fixed-Rate Jumbo3.100%3.200%15-Year Fixed-Rate Jumbo2.560%2.630%7/1 ARM Jumbo3.420%3.810%8 more rows

Looking at today's mortgage refinance rates 30-year fixed-rate refinance: 2.625%, Down from 2.750%, -0.125. 20-year fixed-rate refinance: 2.625%, Unchanging. 15-year fixed-rate refinance: 1.875%, Down from 2.125%, -0.250.

Average mortgage interest rate by yearYearAverage 30-year fixed mortgage rate (January)20174.20%20183.99%20194.75%20203.72%17 more rows•Jul 17, 2020

Today's 30-year mortgage ratesProductInterest RateAPR30-Year Fixed-Rate FHA2.910%3.590%30-Year Fixed-Rate Jumbo3.110%3.220%15-Year Fixed-Rate Jumbo2.580%2.640%7/1 ARM Jumbo3.010%3.940%8 more rows.

More on mortgage rates:DateAverage 30-year fixed APRAverage 15-year fixed APRSept. 30, 20202.948%2.533%Sept. 29, 20202.951%2.516%Sept. 28, 20202.941%2.528%Sept. 25, 20202.966%2.553%71 more rows

3.070%What are mortgage rates today? On Thursday, November 05, 2020, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.070% with an APR of 3.790%. The average 15-year fixed mortgage rate is 2.630% with an APR of 3.310%.

That being said, if you were locking in a rate today with excellent credit, independent of some other factors, you could probably expect to find rates somewhere between 3.75% and 4.25% for a 30-year fixed rate loan and probably around 3.0% to 3.25% for a 15-year fixed rate loan.

Current Mortgage and Refinance RatesProductInterest RateAPR30-Year Fixed Rate2.625%2.715%30-Year Fixed-Rate VA2.25%2.445%20-Year Fixed Rate2.5%2.656%15-Year Fixed Rate2.125%2.29%6 more rows

Fixed Rate MortgagesMortgageInitial interest rate*2 Year Fixed Standard2.84% fixedRate switch only5 Year Fixed Fee Saver3.44% fixedRate switch only5 Year Fixed Standard3.19% fixedRate switch only5 Year Fixed Premier Standard3.16% fixedRate switch only1 more row

2016 held the lowest annual mortgage rate on record going back to 1971. Freddie Mac says the typical 2016 mortgage was priced at just 3.65%. Mortgage rates had dropped lower in 2012, when one week in November averaged 3.31%. But some of 2012 was higher, and the entire year averaged out at 3.66% for a 30-year mortgage.

Current VA loan ratesProductInterest RateAPR30-Year Fixed Rate3.060%3.790%30-Year Fixed-Rate VA3.270%3.430%20-Year Fixed Rate3.000%3.610%15-Year Fixed Rate2.630%3.310%8 more rows

What are mortgage rates today? On Tuesday, October 13, 2020, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.060% with an APR of 3.360%. The average 15-year fixed mortgage rate is 2.570% with an APR of 2.870%.

Today's 30-year mortgage ratesProductInterest RateAPR30-Year Fixed-Rate FHA2.910%3.590%30-Year Fixed-Rate Jumbo3.110%3.220%15-Year Fixed-Rate Jumbo2.580%2.640%7/1 ARM Jumbo3.010%3.940%8 more rows

Today's 10-year mortgage ratesProductInterest RateAPR10-Year Fixed Rate2.560%3.180%15-Year Fixed Rate2.570%2.890%20-Year Fixed Rate2.980%3.270%30-Year Fixed Rate3.030%3.370%9 more rows

Today's 15-year mortgage ratesProductInterest RateAPR30-Year VA Rate2.950%3.120%30-Year FHA Rate3.190%3.700%30-Year Fixed Jumbo Rate3.100%3.220%15-Year Fixed Jumbo Rate2.600%2.670%8 more rows

2.750%The current rate for a 30-year fixed-rate refinance is 2.750%. This is the same as yesterday. The current rate for a 20-year fixed-rate refinance is 2.750%. This is the same as yesterday.

For today, Wednesday, June 02, 2021, the benchmark 30-year fixed mortgage rate is 3.100% with an APR of 3.310%. The average 15-year fixed mortgage rate is 2.380% with an APR of 2.660%.

The average mortgage interest rate on a 30-year fixed rate loan in the US is 3.21%, according to S&P Global data....Average mortgage interest rate by year.YearAverage 30-year fixed mortgage rate (January)20183.99%20194.75%20203.72%18 more rows•Sep 1, 2020.

Current Mortgage and Refinance RatesProductInterest RateAPR30-Year Fixed Rate2.625%2.706%30-Year Fixed-Rate VA2.25%2.445%20-Year Fixed Rate2.5%2.656%15-Year Fixed Rate2.125%2.308%6 more rows

Current mortgage and refinance ratesProductInterest RateAPR20-Year Fixed Rate3.190%3.440%15-Year Fixed Rate2.650%2.870%10-Year Fixed Rate2.600%2.830%30-Year Fixed Rate Jumbo3.140%3.200%4 more rows

Current mortgage and refinance ratesProductInterest RateAPR15-Year Fixed Rate2.720%3.300%10-Year Fixed Rate2.580%3.180%30-Year Fixed Rate Jumbo3.140%3.200%15-Year Fixed Rate Jumbo3.080%3.510%4 more rows

30-Year Fixed-Rate Mortgages For a 30-year fixed-rate mortgage, the average rate you'll pay is 3.25%, which is a decrease of 9 basis points from seven days ago.

What are today's mortgage rates? For today, March 23rd, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.267%, the average rate for the 15-year fixed-rate mortgage is 2.559%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 3.793%.