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On Wednesday, April 14, 2021, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.180% with an APR of 3.360%. The average 30-year fixed VA mortgage rate is 2.760% with an APR of 2.920%.

**Karol Zlot**Date created:

**May 24, 2022**

## What is the lowest mortgage rate today?

Today's 30-year mortgage ratesProductInterest RateAPR10/1 ARM3.150%3.950%30-Year Fixed-Rate FHA3.290%3.570%30-Year Fixed-Rate Jumbo3.140%3.200%15-Year Fixed-Rate Jumbo2.660%2.710%8 more rows

## What is the lowest 30 year mortgage rate today?

Today's 30 Year Fixed Mortgage RatesProductTodayLast Week30 Year Fixed Average3.45%3.41%Conforming3.39%3.33%FHA3.63%3.63%Jumbo3.51%3.50%4 more rows

## What is a good mortgage rate now?

Current Mortgage and Refinance RatesProductInterest RateAPRConforming and Government Loans30-Year Fixed Rate2.625%2.706%30-Year Fixed-Rate VA2.25%2.445%20-Year Fixed Rate2.5%2.67%6 more rows

## What is a good interest rate on a 30-year mortgage?

The best 30-year mortgage rates are usually lower than 4%, and the average mortgage rate nationally on a 30-year fixed mortgage is 3.86% as of January 2020. However, mortgage rates have gone as low as 3.32% and as high as 18.39% in the past.

## What is a good rate for refinancing?

Current mortgage and refinance ratesProductInterest RateAPR30-Year Fixed Rate3.190%3.390%20-Year Fixed Rate3.160%3.360%15-Year Fixed Rate2.620%2.820%10-Year Fixed Rate2.670%2.850%4 more rows

## What is a good refinance rate right now?

Current mortgage refinance ratesProductInterest RateAPR30-Year Fixed Rate3.100%3.310%20-Year Fixed Rate3.010%3.190%15-Year Fixed Rate2.380%2.660%10/1 ARM Rate3.400%4.110%8 more rows

## What is the current interest rate for a loan?

Current Mortgage and Refinance RatesProductInterest RateAPRConforming and Government Loans30-Year Fixed Rate2.625%2.725%30-Year Fixed-Rate VA2.25%2.445%20-Year Fixed Rate2.625%2.754%6 more rows

## What is a good mortgage rate right now?

Current Mortgage and Refinance RatesProductInterest RateAPRConforming and Government Loans30-Year Fixed Rate2.625%2.726%30-Year Fixed-Rate VA2.25%2.455%20-Year Fixed Rate2.5%2.671%6 more rows

## Is 3.25 A good mortgage rate 30 year fixed?

The average 30-year fixed mortgage interest rate is 3.25%, which is a decline of 9 basis points compared to one week ago. ... You won't be able to pay off your house as quickly and you'll pay more interest over time, but a 30-year fixed mortgage is a good option if you're looking to minimize your monthly payment.

## Is 3.25 A good mortgage rate for 30 year?

So is it true 30 year mortgage rates are at 3.25%? ... The answer is yes if you willing to invest discount points to purchase your interest rate down, so long as your financial profile is completely flawless. Otherwise for the 99.9% us, 30 year mortgages are trailing between 3.5% to 4.25%.

## Related Question Answers

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The average 30-year fixed mortgage interest rate is 3.25%, which is a decline of 9 basis points compared to one week ago. ... You won't be able to pay off your house as quickly and you'll pay more interest over time, but a 30-year fixed mortgage is a good option if you're looking to minimize your monthly payment.

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On Sunday, May 23, 2021, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.100% with an APR of 3.310%. The average 30-year fixed VA mortgage rate is 2.770% with an APR of 2.950%.

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On Monday, May 03, 2021, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 15-year fixed mortgage rate is 2.390% with an APR of 2.680%. The average 15-year jumbo mortgage rate is 2.380% with an APR of 2.450%.

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The average rate for a 30-year fixed rate mortgage is currently 3.99%, with actual offered rates ranging from 3.13% to 7.84%. Home loans with shorter terms or adjustable rate structures tend to have lower average interest rates.

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It's a good time to lock in a mortgage rate. ... As of today, the average rate on a 30-year fixed mortgage is 3.12% with an APR of 3.30%, according to Bankrate.com. The 15-year fixed mortgage has an average rate of 2.42% with an APR of 2.70%. On a 30-year jumbo mortgage, the average rate is 3.10% with an APR of 3.20%.

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Current VA loan ratesProductInterest RateAPR10/1 ARM3.650%4.020%30-Year Fixed-Rate FHA2.860%3.620%30-Year Fixed-Rate Jumbo3.150%3.220%15-Year Fixed-Rate Jumbo2.640%2.680%8 more rows

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The 30-year fixed jumbo mortgage rate is 3.110% with an APR of 3.220%. We'll help you find 30-year mortgage and refinance rates well below the national average so you can apply and start saving on your home today.

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#### Anees Hameed

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Current mortgage and refinance ratesProductInterest RateAPR10-Year Fixed Rate2.570%3.180%30-Year Fixed Rate Jumbo3.110%3.220%15-Year Fixed Rate Jumbo2.580%2.640%5/1 ARM Rate Jumbo2.970%3.990%4 more rows

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Today's mortgage and refinance ratesProductInterest RateAPR30-Year FHA Rate3.190%3.700%30-Year VA Rate2.950%3.120%30-Year Fixed Jumbo Rate3.100%3.220%20-Year Fixed Rate2.990%3.300%8 more rows•Oct 13, 2020

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Today's 30-Year Mortgage RatesProductInterest RateAPR30-Year Fixed-Rate FHA2.880%3.530%30-Year Fixed-Rate Jumbo3.100%3.200%15-Year Fixed-Rate Jumbo2.560%2.630%7/1 ARM Jumbo3.420%3.810%8 more rows

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#### Yousif khalid

Guest### What is the lowest 30 year mortgage rate right now?

Today's 30-year mortgage ratesProductInterest RateAPR30-Year Fixed-Rate FHA2.910%3.590%30-Year Fixed-Rate Jumbo3.110%3.220%15-Year Fixed-Rate Jumbo2.580%2.640%7/1 ARM Jumbo3.010%3.940%8 more rows.

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#### Trevor Hickey

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That being said, if you were locking in a rate today with excellent credit, independent of some other factors, you could probably expect to find rates somewhere between 3.75% and 4.25% for a 30-year fixed rate loan and probably around 3.0% to 3.25% for a 15-year fixed rate loan.

#### bigbug

Guest### What is a good interest rate on a 30 year mortgage?

Current Mortgage and Refinance RatesProductInterest RateAPR30-Year Fixed Rate2.625%2.715%30-Year Fixed-Rate VA2.25%2.445%20-Year Fixed Rate2.5%2.656%15-Year Fixed Rate2.125%2.29%6 more rows

#### Andy White

Guest### What is a good mortgage interest rate UK?

Fixed Rate MortgagesMortgageInitial interest rate*2 Year Fixed Standard2.84% fixedRate switch only5 Year Fixed Fee Saver3.44% fixedRate switch only5 Year Fixed Standard3.19% fixedRate switch only5 Year Fixed Premier Standard3.16% fixedRate switch only1 more row

#### Mike Seymour

Guest### What is the lowest 30-year fixed mortgage rate in history?

2016 held the lowest annual mortgage rate on record going back to 1971. Freddie Mac says the typical 2016 mortgage was priced at just 3.65%. Mortgage rates had dropped lower in 2012, when one week in November averaged 3.31%. But some of 2012 was higher, and the entire year averaged out at 3.66% for a 30-year mortgage.

#### dkozl

Guest### What is the lowest VA mortgage rate today?

Current VA loan ratesProductInterest RateAPR30-Year Fixed Rate3.060%3.790%30-Year Fixed-Rate VA3.270%3.430%20-Year Fixed Rate3.000%3.610%15-Year Fixed Rate2.630%3.310%8 more rows

#### Håken Lid

Guest### What is a good mortgage interest rate today?

What are mortgage rates today? On Tuesday, October 13, 2020, according to Bankrate's latest survey of the nation's largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.060% with an APR of 3.360%. The average 15-year fixed mortgage rate is 2.570% with an APR of 2.870%.

#### Life is complex

Guest### What is the best 30 year mortgage rate right now?

Today's 30-year mortgage ratesProductInterest RateAPR30-Year Fixed-Rate FHA2.910%3.590%30-Year Fixed-Rate Jumbo3.110%3.220%15-Year Fixed-Rate Jumbo2.580%2.640%7/1 ARM Jumbo3.010%3.940%8 more rows

#### shakram02

Guest### What is the lowest interest rate on a 10 year mortgage?

Today's 10-year mortgage ratesProductInterest RateAPR10-Year Fixed Rate2.560%3.180%15-Year Fixed Rate2.570%2.890%20-Year Fixed Rate2.980%3.270%30-Year Fixed Rate3.030%3.370%9 more rows

#### vehomzzz

Guest### What is the 15 year mortgage rate right now?

Today's 15-year mortgage ratesProductInterest RateAPR30-Year VA Rate2.950%3.120%30-Year FHA Rate3.190%3.700%30-Year Fixed Jumbo Rate3.100%3.220%15-Year Fixed Jumbo Rate2.600%2.670%8 more rows

#### Arun Killu

Guest### What is the 30-year fixed rate mortgage today?

2.750%The current rate for a 30-year fixed-rate refinance is 2.750%. This is the same as yesterday. The current rate for a 20-year fixed-rate refinance is 2.750%. This is the same as yesterday.

#### Ganesh

Guest### What is the best 30-year mortgage rate right now?

For today, Wednesday, June 02, 2021, the benchmark 30-year fixed mortgage rate is 3.100% with an APR of 3.310%. The average 15-year fixed mortgage rate is 2.380% with an APR of 2.660%.

#### Jakub Truhlář

Guest### What is a good interest rate for buying a house?

The average mortgage interest rate on a 30-year fixed rate loan in the US is 3.21%, according to S&P Global data....Average mortgage interest rate by year.YearAverage 30-year fixed mortgage rate (January)20183.99%20194.75%20203.72%18 more rows•Sep 1, 2020.

#### Jonathon Watney

Guest### What is the lowest mortgage rate now?

Current Mortgage and Refinance RatesProductInterest RateAPR30-Year Fixed Rate2.625%2.706%30-Year Fixed-Rate VA2.25%2.445%20-Year Fixed Rate2.5%2.656%15-Year Fixed Rate2.125%2.308%6 more rows

#### Mahan_F

Guest### What is the interest rate to refinance a home?

Current mortgage and refinance ratesProductInterest RateAPR20-Year Fixed Rate3.190%3.440%15-Year Fixed Rate2.650%2.870%10-Year Fixed Rate2.600%2.830%30-Year Fixed Rate Jumbo3.140%3.200%4 more rows

#### Ismail Badawi

Guest### What is a good interest rate for a refinance?

Current mortgage and refinance ratesProductInterest RateAPR15-Year Fixed Rate2.720%3.300%10-Year Fixed Rate2.580%3.180%30-Year Fixed Rate Jumbo3.140%3.200%15-Year Fixed Rate Jumbo3.080%3.510%4 more rows

#### Chris

Guest### Is 3.25 A good mortgage rate for 30 years?

30-Year Fixed-Rate Mortgages For a 30-year fixed-rate mortgage, the average rate you'll pay is 3.25%, which is a decrease of 9 basis points from seven days ago.

#### Sarun UK

Guest### What's a good mortgage rate today?

What are today's mortgage rates? For today, March 23rd, 2021, the current average mortgage rate on the 30-year fixed-rate mortgage is 3.267%, the average rate for the 15-year fixed-rate mortgage is 2.559%, and the average rate on the 5/1 adjustable-rate mortgage (ARM) is 3.793%.